Estate Planning

This is the foundation of any good retirement plan. Having your affairs in order in the event of death or disability is a comforting feeling. Whether it is a Living Trust, a will, or Power of Attorney, seek out a reputable and competent attorney.


Retirement Income Planning

One of the greatest fears in retirement is running out of money. With a well thought out and implemented plan we can guarantee that our clients will never outlive their retirement income. Let us show you how



These financial products are issued by insurance companies and are among the safest savings programs available. Upside potential of interest earnings linked to stock market growth and no downside risk! There are several different types of annuities and meeting with a professional to determine which is best for your situation is always a good choice.


Asset Protection From Nursing Homes

With the rising cost for care approaching $7,000.00 to $10,000.00  a month, having a plan is essential to protecting your wealth. Whether you are looking to purchase Long Term Care insurance or looking for other alternatives to protect your life savings, we can help.


Medicare Supplements

With all of the changes in Medicare you need to have a complete understanding of your options. We have a specialist on staff who can guide you through the options and find a plan that is right for you.


Life Insurance

Life Insurance is not just for young families anymore. With the evolution of these products they can be used to help cover nursing home expenses, as well as leave a spouse a tax free check to replace lost income from social security and pensions at the first spouses death. We have never had a spouse tell us that they were left too much life insurance at the other spouses passing.